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Prudent Finance

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Opening hours

Monday:

9am - 5pm

Tuesday:

9am - 5pm

Wednesday:

9am - 5pm

Thursday:

9am - 5pm

Friday:

9am - 5pm

Saturday:

Closed

Sunday:

Closed

Credentials

Licence image Financial Services No. 340289

Service awards

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About us

With over two decades of experience, Nathan Yap a qualified chartered accountant has provided financ ...
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Reviews (134)

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18 Jan 2022

Nathan was professional and efficient. Getting our finance sorted with him was a stress free experience. I would use this service again

15 Nov 2021

Nathan was incredible from the very beginning, all the way to the end. His knowledge and clear communication (in a world I have minimal understanding of) was so helpful, and made the entire experience more comforting. My wife and I were able to obtain a fantastic result regarding our home loan, and Nathan is to thank. I'm so grateful for his services and would recommend over and over again.

08 Nov 2021

Nathan was a pleasure to deal with, working quickly and answering queries promptly to get me refinanced to a better rate as quickly as possible. Will certainly engage his services again when purchasing the next property. Thanks Nath.

01 Nov 2021

It has been one of the longest journey in getting a home loan and Nathan stuck with me all these time and was very patient. The whole process was smooth without issues and I couldn't be happier to recommend Nathan to anyone looking for support with home loans, construction loans etc. Thank you once again.

25 Oct 2021

Nathan really lives up to these glowing reviews. He helped us purchase our first home, and was patient and helpful with all of our questions. Nathan was quick, efficient and very professional. He took care in his assessments, preparation and made the process incredibly smooth. Highly recommended by us!
Ian and Monyka

verified email - 15 Oct 2021

Nathan provided great service and sound advice, was prompt in following up and patient throughout the home purchasing process which is not always straightforward!

14 Sep 2021

Our friend recommended Nathan, he is very professional with his service, he is able to handle exceptional case, when most banks didn't want to take. He is very resourceful too.

25 Aug 2021

Nathan came with glowing recommendations online and we had lots of questions for him about buying a home. He was very patient and worked with us through every step. I'd certainly recommend him to anyone looking to buy.

verified email - 22 Jun 2021

We reached out to Nathan after a good friend recommended him to us. He previously helped my friend and his brother with the purchase of their new homes. With this being the purchase of our first home my wife and I had plenty of questions and honestly had no idea about how to apply for our first mortgage. Nathan was patient and more than happy to help. He guided us through the entire process from applying for loan approval to the final settlement. If you’re looking for guidance and professional advice I would recommend seeing Nathan at Prudent Finance.

verified email - 21 Jun 2021

Highly recommend Nathan to anyone who wants a personable, reliable and patient broker.
Thank you for helping us get our first home with such ease Nathan!

03 May 2021

As a first home buyer I had lots of questions and things I was unsure off. Nathan provided me with the advice I needed and was able to get me the loan so that I could secure the property.

24 Feb 2021

Nathan is an excellent mortgage broker who is honest, kind and lays it out to you as it is. A fresh take on today's world of complicated wordings used by financial institutions.
I have dealt with Nathan since 2018 and through the years, his professionalism, quality work and willingness to help always amaze me - I am very lucky to have him as a trusted advisor!
Thank you for recently helping me refinance my loans. Now everything is consolidated and is so easy for me to track my finances.
I would highly recommend Nathan to anyone who's looking for a tax accountant and/or mortgage broker.

28 Jan 2021

Nathan was fantastic in assisting me with getting a loan for a new house. He remained in contact and answered any questions I had. I would definitely recommend him.

verified email - 15 Jan 2021

Being a first home buyer, I had lots of questions and things I was unaware of. But Nathan was very patient and guided me through every step of the way. Right from the first meeting through till the house settlement was completed, Nathan was thorough, efficient and easy to communicate with. He kept me updated along the way and made the whole process easy for me. Highly reliable and I would recommend him to anybody.

07 Jan 2021

Easy to deal with and hassles free experience

23 Oct 2020

Thanks for your help with the purchase of our commercial property Nathan. We really liked the way you took a 'whole of situation' approach, communicated clearly, and had the odd laugh with us. We're moving all of our financial paperwork over to your service.

01 Oct 2020

All I can say is...Awesome! Nathan's communication was the highlight for myself and my partner when refinancing our two investment properties and purchasing new land. Three mortgage applications and a tax return in between and still not an issue getting back to us with each stage of the process. Highly recommend!

06 Aug 2020

Nathan was excellent to work with as he was very diligent and detailed throughout our finance process. Thanks again Nathan.

verified email - 06 Aug 2020

Thank you to Nathan for helping us to get our mortgage sorted. At the start, it was quite tedious as he asked for detailed documents and questions. However this paid off in the end as the approval from the bank was very quick because all the documents were prepared.
Nathan also gave a range of banking options and are very honest about the pro's / cons of each.
Thank you once more, all the best in the years to come.

11 Jul 2020

We really liked working with Nathan. He explained everything clearly and made sure I understand. Recommended

10 Jul 2020

Nathan, is superb. Very diligent, well planned and on top of every thing. I would highly recommend his services

11 Jun 2020

Nathan is great to deal with, prompt and good with the detail so you don't have to be. During what was a difficult period to be taking a mortgage Nathan was understanding and patient.
Would recommend to anyone seeking a broker or financial advice.

05 Jun 2020

Nathan helped us refinance our house as our lock in period had transpired. Not only did he keep us informed of each step throughout the process, he also went above and beyond to get things done and check in with us along the way.

He even informed us of an offer that had come up AFTER we lodged our initial application because it would benefit us more - and we eventually went with that. I dare say most others would consider it sold once the application has been lodged and leave it be, and I haven't seen any others who would willingly interrupt the ongoing process and go through more trouble for the benefit of his customers.

Would highly recommend.

22 Apr 2020

We would definitely recommend Prudent's financial services. Nathan helped us refinance a renovation and we were amazed as to how well he kept us in the loop through the whole process of the application to successfully obtain the finances. He also helped us through the thought process when we had plans to buy a property over East, recommending us in the end not to go ahead with it, which was more in our best interest than his, which showed his great integrity.

19 Apr 2020

Nathan was an amazing help to us when looking to buy our new family home. Our situation wasn't a simple one with me being on maternity leave, but Nathan gave us excellent advice, and went through all the numbers with us. He was so patient with us getting all our paperwork together. Would definitely use him again, and highly recommend!

14 Mar 2020

I would highly recommend Prudent Finance. Very professional, prompt and friendly.

03 Feb 2020

Nathan helped me with re-financing for my first house, and my husband and I have come back for his excellent service for organising the finance for our house. He was very helpful from start to finish, and continued to provide support post-settlement. He went above and beyond in helping us securing the best loan, clearly and patiently explaining the details and answering all our questions. Throughout the process, we were confident that he had our best interests in mind. We really appreciate his prompt responses, honesty, and transparency. Thank you, Nathan!

17 Dec 2019

Great service with flexible and prompt meeting times. All queries and more were answered well and we were thoroughly supported the whole process through. Thank you!

30 Oct 2019

Nate was incredibly helpful in guiding us through the process of getting our Mortgage.

He was easily contactable throughout and made sure we understood what we were getting into.

07 Jul 2019

I knew nothing about home loans and mortgages before I met Nathan and he guided me through the whole process without any issue. Everything was done quickly and made very easy for me.