Professional done!
John has been an absolute pleasure to work with. He kept us informed throughout the process of getting home loan and car loan. John has a sound knowledge of finance industry giving him an edge over others. All in all entire process so very smooth and was done fairly quick. Will deal with John again for sure.

Excellent Service! John is a professional and experienced mortgage broker.
He helped me in my journey of acquiring my first home, and has always been available when I needed clarifications or had questions during the process.
He also helped me in refinancing my mortgage.
I highly recommend his service.

My Refinance process with John was excellent, great communication every step of the way, found us great rates and it was a simple process which we consolidated allot of other debt as well. Thanks John.

Would highly recommend, John was always available was extremely supportive through the whole loan process. He provided us with detailed information and found the less interest rate lender for us. I Was extremely happy with my experience. I can't thank John enough for his highly professional help obtaining a great outcome for me.

John has been with us on our Journey as first home owners for over 14 months now! Keeps us up to date and responds in a timely fashion. Personable approach and easy to understand the process! Thanks again John - would highly recommend and we live in regional Victoria! (He made home visits from Melbourne)

Your Mortgage Consultant for Life !

When searching for a home loan you need to be able to rely on someone you can trust, who is able to present all the available options & give you the right information to help you make the right decision. John & Ruth from Encorp Finance are able to do all this & more, by helping you achieve the best mortgage solution. Thank you team & we will continue to recommend Encorp to others.

Highly professional.. John walked with us on this journey and kept us updated along the way

John & Ruth are experts in this field and they do this with so much diligence that you feel so much peace that your loan application is being handled by the best people one can ever get. If you are planning to buy property & need any assistance with loan processing then Encorp Finance is the place to go to.

I was assisted by John who did an incredible job at making the home loan process easy to understand! As a first home buyer I found my experience to be extremely positive. John is very friendly and provides professional advice while ensuring I understand the entire process start to finish. His communication through email and phone were exceptional! He always kept me updated and followed up with urgency at every stage. I am thrilled to have bought our first home when I thought it was impossible! Thanks so much!!!

John was great to deal with, very helpful and professional. We have approached John Kalla for Refinance our Home loan, found him to be professional and very approachable. He is prompt in replying to any emails and phone calls. No question is too big or too small. He was very knowledgeable in Market fluctuations and helpful in resolving issues throughout the application process. We highly recommend john Kalla services.