I have been with HBF since 2009.
I am very happy with the prompt and efficient way theysettle claims . The Optical and dental cover as well as fit...
I got dental cover to go with my hospital insurance,so cheap and I have used more than my premiums at the dentist.Couldn't do without it,thankyou HBF.
did not phase them when i asked for the locationof medicare (even though i was a customer of theirs) went out of there way to locate me to medicare...