I had a vary good experience with this health insurance company. Every time i made a claim against hospital bill they provide me a quick response. Recommend this health insurance company.

We have only claimed once for hospital and dental, but it was all smoothly done at the hospital. I only had to get one piece of paper from the dentist for that component of the claim.

Approximate cost: $215

Our family has made numerous claims over the past years and they are always so helpful and we rarely have to wait more than a few minutes in the queue. The staff are always fast and efficient.

I was searching for private health insurance and found HCF to be the best suited to my needs. Their comparison rates were unbeatable and i choice a variety of extras to suit my needs. The excess per night on hospital stay overs was excellent and different from any other fund

Approximate cost: $120.00

HCF are reasonable. The staff are friendly though the product range is expensive and the refunds are not always very much compared to costs incurred. Their coverage though of related treatments like physio is good.

thye offer a wide range of services there prices are very reasonable and they offer many discounts bonuses, the staff go out of their way to make sure your enquiry is answered fully

Approximate cost: $100

We are very happy with HCF. They are a not for profit health insurance company.
the staff are very helpful when I call up.
comparing the prices to our friends and family, HCF always seems to be on the cheaper side.
There are many health care options.