Gold Coast Mortgage Broker
If you have just now googled gold coast mortgage broker, you have embarked on a unique journey that, with the help of hfinance, we can work together to achieve your financial goals.
Why choose a hfinance Gold Coast Mortgage Broker?
The Gold Coast offers so much for all walks of life including families, young couples, first home buyers and retirees, largely for it’s laid back and relaxed lifestyle, endlessly gorgeous beaches, and stunning hinterland.
Coupling our natural wonders are state of the art facilities in the areas of sports, the arts, shopping centers, and theme parks, so there is something for everyone to enjoy on the Gold Coast. Pairing yourself with a local Mortgage Broker will understand the local market and trends.
Gold Coast Mortgage Broker assisting First Home Buyers
You may be a First Home Buyer looking to find and secure your first property and a little daunting with all the financial jargon and not sure of the steps involved in applying for a loan. For a Step by Step Guide to Buying Your First Home Click Here.
Our weather is renowned for being fine and sunny and being a sub-tropical climate, it is sunny around 300 glorious days of the year. Of course, this allows us multiple opportunities to live that beachy lifestyle – sun, surf, and sand! Young families are spoilt for parks and play centres for the kids to explore their senses, run, scoot, ride and play.
Understanding the Gold Coast market
The Gold Coast has a vibrant ‘Community’ atmosphere that is felt right along the Coast, with free or low-cost events for all to enjoy. Perhaps you are a young family seeking to tap into some of your equity to renovate your home, purchase a bigger family car or take the kids on an unbelievable holiday. For information regarding young families looking to refinance.
After hosting the Commonwealth Games in April this year and the whole world saw a glimpse of our amazing weather, the numbers of people relocating to the Gold Coast have surged. The Gold Coast is currently experiencing the highest growth surge in the whole of Queensland.
Perhaps you too have made the decision to relocate to the Gold Coast, and yet your line of work is a little more complicated than most as you operate as a sub-contractor and you need some assistance putting all the right paperwork together and having your accountant liaise with your lender to apply for a loan.
Whatever your financial situation looks like, hfinance will ensure a smooth process from initial consultation all the way to settlement of your loan.
This includes liaising with your real estate agent, solicitor, accountant or financial planner.
Understanding your goals and objectives
At hfinance, we will take the time to meet with you and understand your goals and objectives over a cup of coffee and recommend suitable products to achieve your goals.
We understand that each client has unique financial circumstances and will assess the best way to assist your situation.
It is important to remember that by assessing your goals and objectives, it includes understanding both your short and long-term personal financial goals. Your local Gold Coast mortgage broker will dojust that.
From the very first coffee and chat to the completion of settlement, your goals and objectives are our number one priority!
To read more about the loan application to settlement process click here
Accredited Mortgage Brokers and Panel of Lenders
hfinance is FBAA (Finance Brokers Association of Australia) Accredited and hfinance have a lending panel of over 30 lenders to choose and recommend from.
From the BIG 4 lenders including National Australia Bank, ANZ, Westpac and Commonwealth Bank of Australia, to regional banks, credit unions and boutique lenders such as Resimac and Qudos (Old Qantas Credit Union).
There will be a loan product to meet your goals and objectives based on your current financial situation.
We do business the way that suits you
Your local hfinance Gold Coast Mortgage Broker will tailor the way we do business that is suitable to your lifestyle. Our standard of service includes treating you as more than a number!
We operate on your terms. Face to face meetings, out of hours meetings, traveling emails, phone calls, video conferencing. We will conduct business in a way that works for you.
We understand that our world today is busy and complex and hfinance Mortgage Brokers Gold Coast are here to make your life and the whole loan application process more convenient. So please let us know how you want to do business with us Mortgage Broker Gold Coast.
The banks pay us
So how do you know the broker is not favouring the lenders who pay the best commissions?
The majority of lenders pay similar commission to the broker introducing the loan.
Brokers are required by law to disclose the commission received by the lender for introducing the home loan.
The details of the commissions paid are disclosed in ‘Credit Proposal’ a document required per the National Consumer Credit Protection Act (NCCP Act)
Your local mortgage broker Gold Coast can also show you the commission schedule of all the lenders available.
We believe in full transparency with our Gold Coast Mortgage clients.
Second chance
If you have an outstanding bill or two that have blackened your credit rating then banks are likely to knock you back without question.
There are lenders, however, that specialise in poor credit loans and a Gold Coast mortgage broker can put you in touch with these and assist you with the loan process with dealing with non prime lenders.
Location knowledge
A good Gold Coast mortgage broker will tailor their home loan offering to meet their client’s needs.
Your local mortgage broker will have to keep their ears to the ground to keep updated with local policy and specials in the market, as long as local trends.
For example, applying for a loan for a construction loan to build multiple townhouses, can be tricky with many lenders applying borrowing restrictions.
A mortgage broker who knows the Gold Coast area can recommend the best lender for your situation and location.
Start the conversation with a Gold Coast Mortgage Broker today
Your local Gold Coast Mortgage Broker, Kirstie Penton, is waiting to hear from you today.
Living in the Gold Coast region for the past 22 years, Kirstie understands the local Gold Coast and Mortgage trends.
You may see her down at the next open for inspection or auction in the Gold Coast area or at local shops, do not be shy and say hello and have a chat about mortgages.
Click below to book a coffee and consultation or you can call her on 0423 206 563 or email her [email protected]
To talk with a Melbourne Mortgage Broker, to talk with a Preston Mortgage Broker , to talk with a New York Mortgage Broker Click Here.
