We used Chris on recommendation and have no regrets - he guided us through the whole house purchase minefield and was with us every step of the way, any time of day or night. He came to the house after hours to fit in with our work schedule and got us a great deal that our own bank couldn't beat - and he took care off all of the paperwork and loan submissions. I really liked working with him through such a stressful time and all the additional touches like free property assessments on potential properties were invaluable when we were flooded from all sides with total information overload. Everything was explained and he had endless time for us. I would recommend Chris and his wife in a heartbeat.