When I first started university, the branch located on campus signed me up for a tertiary student loan which helped me get a bond and first months rent for a house as well as a laptop to use for university. They even sent the relevant guarantor papers up to Queensland as we were visiting family at the time. This helped get the loan approved quickly

Smiling staff but only 1 or 2 tellers working during off-peak hours so you might have to wait for more than 10 minutes in order to make a deposit. Sometimes a long queue in front of the ATM. But bankers give you great advice about personal financing options and suggest the besk accout type to you.