James wasn’t referred to me - I actually found him myself via a Google search and at the time noticed the overwhelming positive reviews he seems to garner, so decided to get in touch on a whim. I believe it was serendipity because that small initial chat has just recently turned into the successful purchase of my first ever property for me and my daughter! It’s truly a dream come true, and James and his team have been so supportive and helpful every step of the journey. Patient, knowledgeable, kind and with a real genuine care for helping people land a property - I’ll be recommending James to everyone I know. Thanks James and Cecilia for making a pipe dream an actual reality for me! Hopefully one day I’ll be back again :)

James and his team are amazing, always there to answer any questions, always willing to go the extra mile and always friendly to deal with. They are all absolute legends!

Had the pleasure to work with James, Stella & Cecilia on securing a mortgage, we couldn’t be more pleased with the experience.

James Sim and his team at Nectar Mortgages. They truly went above and beyond to assist in refinancing my home loan. Their clear communication and meticulous planning played a crucial role in ensuring a successful outcome.

James and his team’s professionalism, consistent advice, and regular updates during the mortgage application process demonstrate their commitment to their clients.

If you’re ever in need of mortgage services, I wholeheartedly recommend reaching out to James and his team. They are dedicated professionals who prioritize their clients’ needs.

I found this business on Word of Mouth

Another great job
Another outstanding job by James and his team.

Approximate cost: $1

James Sim and his team are absolutely excellent brokers. They helped us get a mortgage at a time when it was tough to get one and also given our circumstances. James and his team were very professional, always there to provide advice/suggestions and regularly kept us up to date with the progress of our mortgage application. If you want a reliable and knowledgeable broker to get into the property market, James Sim is your man. We got the house of our dreams thanks to him and his team. The great reviews on here are definitely a true reflection of his outstanding work. thanks again James and team! Will use you again next time.

Broker You Can Rely On. I came to know of James thru my research online and via reviews. I tried initially contacting him and we got off to a good start. He explained to me everything I needed to know about my refinancing journey. He is always available. If not, he always make it a point to give a callback. James is simply the best. I am glad I worked with him during our refinance. Thank you James!

Approximate cost: $1

Great service as always
James provides an excellent broker service and makes sure he gets me the best deal on the market that suits my needs. I was able to get the loan I needed at a lower rate than I expected. I've been using James' services for many years now when refinancing and wouldn't go anywhere else. Highly recommend

Approximate cost: $1

Great experience with James, Stella and Cecilia
Prompt responses and suggestions from the beginning. very recommended if you are looking for mortgage broker.

Fantastic service as always!
James has a wonderful work ethic and fantastic communication. He goes above and beyond every time. Would highly recommend.

I had an outstanding experience with James. He made the mortgage process incredibly smooth, explained everything clearly, and secured a great rate for me. His dedication to clients and proactive communication sets him apart from the rest.

James was always incredibly quick to get back to any questions I had throughout the process. Much appreciated!

Approximate cost: $1

Great broker
James and his team works hard to find us the best deal around. He communicates very well and always gets back to us really quickly whenever we have a question. Overall the experience is very smooth and seamless

Approximate cost: $1

I've worked with James on two occasions. He expedited the home loan process, securing it within just a few weeks depending on our paperwork. I can't recommend him enough

Approximate cost: $1

Excellent Service
James and his team were very dedicated, and their communication was super efficient. I will certainly recommend them.

Approximate cost: $1

Phenomenal Service!
James is a phenomenal mortgage broker who gave excellent advice and was there from beginning to end. He explained the process of purchasing a house from pre-approval all the way through to settlement. I didn't know the first thing about buying a house but James made it all so clear.

James responded very promptly to queries and was always available especially on Saturdays when I was going to open houses. He would send through complementary housing reports which provided clearer perspectives on the value of properties I was interested in which greatly helped the negotiating process.

Overall, I would highly recommend James' services for anyone needing help buying a house. If you're overwhelmed and don't know where to begin, reach out to James for clear and concise advice.
Verified by RateMyAgent

Approximate cost: $1

Great service
Great service and knowledge, recommended to everyone looking for home loan. He will find the best lender for you...Thank You

Great experience
Thank James for helping me to solve my complicated case. Everything all done AAA

Approximate cost: $1

Exceptional Service from James and his team! When it came to purchasing our property, James and his team delivered exceptional service. Despite the hurdles presented by the banks during the process, James and his team effortlessly navigated through them. James consistently prioritized our best interests and maintained clear, concise, and highly responsive communication throughout. Without hesitation, we will enthusiastically recommend James, Cecilia, and Stella to anyone seeking mortgage brokering services. Our heartfelt appreciation goes to them for their unwavering support and dedication throughout our search for our new home!

James has industry connections which made negotiations smoother for tricky cases. At end of day, only tangible results matter as success allows purchase of property. He secured 2 home loans for both the properties we purchased, including the current one despite the tough lending conditions due to RBA interest rate hikes.

James and the team were always readily available when needed. We got the best outcome we could hope for despite the challenges faced along the way. James is really approachable and friendly , you will be in best hands.

What a lifesaver!
I had no idea what I was doing when I decided to purchase a home until I found James online. Not knowing anything about property, James carefully explained how everything worked and he also ran me through a number of different government schemes I was eligible for. James made it his number one priority to save me as much money as possible and that’s exactly what he did. Not only is James a good broker but he’s a very good guy. Thank you James for all of your hard work and patience throughout this long and stressful journey.

Another property!
This is my 2nd mortgage arranged by James (Nectar). Again, everything was explained clearly and the best options was provided without any obligations. I recommend anyone looking to refinance or start a mortgage to give Nectar a go.. you won't be disappointed

There are no words to express my immense gratitude to James and his team for the advice you've provided and for being so accommodating and responsive to all the requests regarding the properties I viewed, particularly the property I bought.

The effort and time they put into walking me through the process are unbelievable. Not only did I feel like I had all the information I needed to make those decisions, but I also felt like I was in good hands. As a first-time buyer, I didn't know all of the questions I should be asking (or do's and don'ts, for example), and they would proactively provide this information, making me feel like I was walking through this process with eyes wide open. From an expectations perspective, I don't know how James does it – and to the fault of everyone else I worked with – they set my expectations high and not unrealistically high because they would meet them.

We couldn't have been happier or more impressed with the service we received from Nectar. I will recommend them to everyone we know! If you want an honest and open agent without any hidden agendas who can successfully negotiate the most fragile of purchases and still get your sale across the line, then James is the man for the job.

James has been very helpful in my journey for refinancing. Would stick by him and would continue to reach out to him for the best rates in town - Edwin

Great Service - Very Responsive and Knowledgable - Would Recommend
James was very patient in finding the best possible mortgage solution, and went through various scenarios with us. He is very efficient and always kept you posted on progress. I would use him again.

Excellent service!
James is a great mortgage broker, he understands market really well, quick in responses, actions and finding best options for you. Always online and ready to help. I contacted few brokers and can say for sure James is the best. Highly recommend him.

We would highly recommend James as your mortgage broker. He is knowledgeable, experience and genuinely cares about his clients. He is patient and took his time to explain the different scenarios to us. He is transparent and thorough. Thank you James!!!

James and team helped me to the refinance process and showed me some good rates from different lenders.

Refinancing to a better deal was quick and easy thanks to James and team. Quickly presented and recommended refinancing options and guided us through the process with regular updates

Refinancing to a better deal was quick and easy thanks to James and team