We look at a lot of different information to assess your loan. Affordability of repayments is at the forefront of our minds when looking to approve your application. However other factors, such as past credit history and other current financial obligations will have a bearing on the decision whether to lend to you. Our assessors will analyse your credit report. We look for defaults, bankruptcy, magistrates court judgements, the number of credit enquiries, and check your bank statements for evidence of regular income exceeding $500 a week without a heavy reliance on other cash loans. Defaults from the previous five years provide us an understanding of your financial history, and an indication of whether you can afford to meet our repayments. We take bankruptcy and magistrates’ court judgements very seriously and will not provide credit to applicants with negative records in this area. https://quickcash.com.au/quick-cash/ [email protected]