As a working mum, I know from experience that a big part of family planning is actually career planning. Previously, my decision about when to plan to return to work after a pregnancy was very much hit and miss - based on my best guess about what would work financially by then. The family budget we now have with Sort My Money, though, has removed this guesswork by showing us our account balance over the next 5 years based on different return-to-work scenarios. This is great for me, as it has allowed me to choose a date in the future that I know will work for the family finances, so it has really taken the worry and emotion out of what - in the past - was a stressful decision :)

Approximate cost: $50