We had to start and stop our refinancing process multiple times due to unforeseen personal circumstances but Scott was very patient with us and did all the background work until we could give him the go ahead. When that time came, we couldn't have predicted how easy and quick the process was thanks solely to Scott's commitment and insight. Thankyou Scott for helping us through a very difficult time, for your empathy and professionalism. We won't be talking to anyone else about our future finance needs.