I met Qasim, approx’ 15 years ago. At the time, he was an investment adviser, with The Commonwealth Bank of Australia. I was looking for investment options and it was suggested, I speak with Qasim. At the time, I was in a Superannuation fund, that performed poorly. And wasn’t making any contributions (superannuation was never properly explained to me). Qasim explained it to me (properly) and made some recommendations. And by that stage, Superannuation laws had changed a bit, since Paul Keating’s time as PM. I changed funds and started making co-contributions . With his help, I was able to retire early