My husband gets paid monthly and I get paid weekly, and we have always struggled with these different payment frequencies and generally have nothing left over by the middle of each month, even though the budget I put together showed that there should be a surplus! We were getting sick of this situation month after month so I decided to look around for some help. I started by researching MyBudget but did not like their sign-up costs or the fact that they hold your money, as I did not want our bills to be paid late. I then messaged Sort My Money and got a call back from the founder, David Rankin, who explained that they would be able to tailor a plan for us and teach us how to get into new habits and that they don’t charge any start-up fee. Fast forward 2 months and David has been as good as his word and has made what we previously thought was impossible actually become possible. What’s more, for the first time, I am feeling relaxed about money and budgeting and starting to gain the confidence that I previously lacked :)