I first met Peter when he arrived at our door and I was thinking here we go...what has my husband signed us up for now??? Well wasn't I suprised at how helpful and down to earth Peter was. He didn't push us into anything, listened to our needs and guided us into the direction where it was going to work for us. He comes and visits us every 6 months to make sure that all is going well and keeping us updated, he likes to work face to face and we live half an hour away from the city but he always takes the time. If you want to get yourself sorted financially then give Peter a call,a really lovely & genuine person who things about you not him.