When everybody else was telling us that it would not be possible David through God’s grace and mercy always kept positive and calm making us feel like we could do the impossible. I would recommend him to everyone that wants to see their dream being fulfilled.He has always kept us informed and updated on what was happening.His very realistic and what we most loved about him is that he approaches you with understanding and kindness and can relate to family dynamics. He is very knowledgeable in what he does and how he does it. We thank God for sending a man with such wisdom and knowledge into our lives and will be forever greatfull for helping us live our dreams. Thanks David for you endless sacrifice and patience with us we would recommend you highly for any people wanting to buy or wanting to refinance David is the guy who can make the impossible possible for you.Bless you and thank you.