We purchased Home and contents insurance through Westpac. It appears to be underwritten by Allianz. We purchased the top cover Westpac Premier Care policy but when it came time to claim, we found that the policy was not worth anything. We claimed for pump motor burn out and the claim was turned down because a blocked pipe caused the burn out. In other words they will only pay the claim if the motor burns out without a cause. They are happy to take the money for the cover only to tell you when you claim that you aren't covered.