We recently took out pet insurance with Pet Insurance Australia and once joining we thought very little about it, until on a routine visit to our Vet a few lumps were discovered.
The Vet suggested that we action them asap and get a biopsy done as to determine the make-up of the lumps.
This was done and all came back clear, but with an invoice of $1200, while we do not care about the cost of anything for our puppy, we were a little taken back. We submitted the invoice to Pet Insurance Australia who were very prompted in reimbursing us nearly 80% of the cost. No problems no hassles no issues.
Cannot recommend Pet Insurance Australia high enough for their help, assistance and peace of mind.