I've had my two dogs insured with P.I.A. for a few years after learning how heartbreaking it can be to not be able to treat your furry friend's injuries all because you don't have the money upfront. Thankfully, some of my loved ones were able to loan me the almost $5,000 so that my little one could have surgery to repair a slipped disc that had left her paralysed. The agony of initially having to say no was a feeling I don't care to re-live. Thanks to my loved ones, the vet was able to perform surgery, and now Lilly is as good as gold, and you would never know anything was ever wrong.
I took out pet insurance after learning this horror lesson, and although I've never had to make a claim (touch wood), the people at P.I.A. helped me select the right cover for my circumstances, and now I have the peace of mind from knowing that I will never have to feel the guilt of saying no again purely because I didn't have the money.