ING are the bank to TOP all banks! No account keeping fees, $20free, on sign-up, and up to date information on all its services, fast and easy! The best thing is the "INTEREST" your money earns STAYS with you!!!
Another BONUS in my opinion, is the 24 hour wait to transfer funds into your accessible a/c, it can be a god send!, especially if your an impulse buyer, by the time its available your impulsiveness has disappated, and you can regain back some of that control! I love I.N.G Direct!!!
Sincerely, Joanna.D (-;

Approximate cost: $ free

OMG! This is awesome! The best online chat website I have been on and now is the only one I will use to keep in touch with everyone, everywhere! I happily recommend Facebook to everyone, as it is fantastic to keep in touch with all my nieces & nephews (whom are sadly interstate), on a daily basis if required!
I love it!!!
Sincerely, Joanna D.

Approximate cost: $free