I would suggest Jacaranda to any person wishing to apply for a loan. I am now paying off my second loan with them and when I applied I found the people answered to my application promptly and are very helpful. They are very understanding and they spoke English which is great as I can understand them. Not like other places where the other person on the phone are hard to understand and don't answer promptly to your email. I think they are the best. Thank you Jacaranda. :)