After 5 years I'm now debt free thanks to debt cutter even though they are based in QLD they still work in other states a lady from debt cutter came to my home in NSW sorted through all my finances made me up a debt agreement that the creditors agreed to I even was able to change the agreement as my situation got worse and better.
They are a little pricey but you can pay it off as part of your agreement and you have to expect that with great service.

Approximate cost: $1500

I found them online after seeing an ad on tv. I had a debt I couldn't seem to get rid of. I paid interest for a year and got nowhere. I called them, and the man came out. I was surprised by his statistics. I organised my debts in one fell swoop and have never been more happy. I pay less per fortnight than I did before and can sleep at night. I feel relieved, and we never argue anymore about anything!

THESE PEOPLE ARE SO FRIENDLY AND HELPED PUT MY FINANCES BACK ON TRACK THEY DIDN'T TALK DOWN TO ME OR DISCRIMINATE DURING A DIFFICULT PERIOD IN MY LIFE