Used to have loans with them with any credit issue. Repaid diligently.
Today they declined me. They say I'm not eligible - but they approved me before when I had a less stellar financials. Took 1 week to sort my application.
Avoid them if you have problems with your financial situation, their credit review is not good. Worse than banks. They should assessed based on real and personal review rather than looking what they see on paper.
Will avoid them from now on.

Approximate cost: $3500