I have never had a bad experience with Paypal. It is my first choice when purchasing online as it is so simple and secure (so far anyway!) It makes selling online easier and safer as one doesn't need to give complete strangers a bank account number in which to deposit money. No complaints.

Approximate cost: $FREE for me so far...

Cheapa Music in Tamworth cannot be beaten on service, quality or value when it comes to musical instruments and/or tuition. Col and his team are great and will guide you sensibly and clearly through any purchase or tuition you are debating about. They have a vast knowledge of any and every instrument, online music/musical editing programs and software etc. They are even happy to give unbiased advise on any purchase you may be thinking about making elsewhere/online etc.

A great local business who have always supported the local music community and musical artists. These guys aren't money oriented in their dealings, will take any amount of time to chat with you and actually harbour and nurture a love of music and all things musical-it really does make all the difference!

This is a beautiful cafe/tea house which has been converted from an old church to a country cottage delight. They sell the most wonderful little gifts and knick-knacks; all manner of delightful little treasures; in a addition to a fascinating range of hot teas and other drinks, cakes, slices, sandwhiches etc. No more pricey than others of its kind in Tamworth. Service is slick, quick and completely unobtrusive.

Out the back there is a beautiful garden with tables & seating for you to relax and enjoy the sunshine in mottled shade, away from the maddening crowds in town. Parking spaces at the back also.

Highly recommended for those who like to enjoy a quiet, cozy cuppa in private with close companions or family.

Approximate cost: $Around $5-6 per cup.

Words are not enough. This dentist is wonderful. We have had hell on wheels in our family with dentists in Tamworth (they are HORRIFIC to say the least), but dentist Howle is gentle, considerate, extremely professional and modern in his techniques. A broken tooth - an appointment within 24 hours; a new tooth, no injections, no pain and half the price of anywhere else. Unbelievable. Completely unbelievable! So reassuring for the worst fears of dentists you can possibly imagine. The best dentist in Tamworth. No question. Completely recommend - don't bother with any others - we've tried every one - and they're all crap! (and that's being nice!)

Approximate cost: $180

The Wing Wah is my favourite Chinese Reastaurant and I think the best in Tamworth. They home deliver and they're always fast. I particularly love their home-made spring rolls - so big and fat and tasty. They have fabulous pack deals which are a great buy - you get a lot of food for the money you spend.

The staff are friendly and very efficient. If you like dining in, the atmosphere is very cosy in there and it's a short walk to everywhere in the main street if you're catching a movie or show.

The Honey Pot is a lovely little store run by lovely ladies.

I sometimes get my honey here and my herbs. If you're looking for natural alternatives to chemical medications, these are the girls to ask.

They stock a great range of grains, herbal teas and all sorts of natural and organic products which you simply can't get elsewhere in Tamworth, including soaps & beauty products for sensitive skin.

Nothing is ever too much trouble for the staff and they are all qualified to assist you with any product or advisory need.

I love Woopi Doo and am so glad they have a Gunnedah store now that the Tamworth store has closed. They are the best shop for art supplies; canvases and paint are so much cheaper than anywhere else and really good quality. I am so pleased to know I can order from the Gunnedah shop and have it sent to me here in Tamworth. Relief!

The staff are fabulous, always friendly and ready for a chat - about just about anything!

I recently had my very first subway and have to say was completely satisfied. It was HUGE as promised and filled with only the freshest ingredients of my choosing - and the range of ingredients to choose from is fantastic, with various sauce options etc. The girl was friendly and efficient, the store was clean and the speed at which they prepare and serve in here is phenominal.

I used a two for one voucher, getting me two six inch subs and two free HUGE drinks. It was great.

Approximate cost: $10

Initially I though these people pretty much only sold ice-cream, but they sell sugar free juices made from fresh pureed fruit too; they're delicious and so very refreshing.

I was tired, stressed and in need of a boost and stopped here on a whim. The girls put together a fruit cocktail made from only fresh fruit of my choosing pureed with ice and it was a fantasic boost. When I need a sugar free lift after doing a grocery shop in Franklins - I head straight over to New Zealand Natural now.

Approximate cost: $4

I buy most of my shoes at the Tamworth branch of this store in the K-Mart arcade. The ladies are always very helpful and ready to make a deal if you want more than one pair! Men's business shoes in particular are a fantastic buy here, quality designs in leather which last!

I do wish they had a greater range of ladies boots - in leather - though!

Good store, I recommend it.

The online store is very convenient if you don't want to go out shoes shopping and has free shipping.