I visited four Financial Planners before I met Graham and he ticked all the boxes for me.
He was open and friendly.
Took things slowly ensuring I understood the initial process and inviting questions.
Explained matters in layman's terms.
Gave me time to digest his information
Once I had committed we ascertained my personal level of risk taking with regard to investments.
I took the conservative line and am glad I did.
As I was going through some life changes Graham assisted me through the financial process and a feature I very much appreciated was Graham visiting my new home where we brainstormed any changes I think I might like to make and when and the likely cost and Graham was able to show me how and in what time period I could afford to have these things done.
With Graham there are no hidden fees or ongoing commissions and I pay him a set amount quarterly to look after my portfolio.
Sometimes Graham has called me advising me of a secure short term small cash deposit I might like to invest in and he has shown me how to set that up with the recommended fund. I like the feeling of empowerment that comes from dealing with Graham. It is reassuring that I know we are both working in my best interests and I have used Graham as a sounding board related to a couple of possible purchases such as changing cars.
I appreciate being on Graham's emailing list for world and local trends related to the share market and it is another way of being part of the process which assists my knowledge.
In addition to the above we have a meet up at least once a year to review all matters of concern or of interest and I am currently preparing for this which is due this month.
Thanks Graham and kind regards, Mike.