Love hate kind of thing, they are very useful at times so you don't have to give your credit card details out online. But they can be kind of painful when things go wrong and I don't like how eBay and PayPal force you to stay with them for eBay purchases, but it is expected.

I recently had another bad experience applying for a refund through PayPal for an eBay purchase. I ordered a small product $8 with $2 worth of postage. It arrived and I realised the seller had accidentally sent the wrong item, unfortunately he was a little unstable and so I had to go through the PayPal refund process to get it sorted out.

So eventually the seller admitted fault and I had to send back the item, with online tracking, before I could get a refund. It only cost me $10 in total, so to get that back I needed to spend almost that much. So I am out of pocket $10 in the end but the seller gets their item back. Great buyer protection, seems like seller only protection, though I have seen many sellers complaining of ways they get ripped off too through the PayPal system.

I hope we get some more competition soon as the lack of choice does give them too much power.

I have been using paypal for ages. I use it mostly for my ebay shopping. I love the security and protection I get. If I do not receive an item from ebay or it is not a s described I can open a claim in paypal and receive a refund if I return the item. So far I have never been ripped off. I will keep using it in the future. It is a much safer way to shop online

i have been using paypal for several years now and have only nice things to say about them. I've only ever had one problem with their site and once i called their help line they were able to fix it within minutes. I strongly recommend that if you are considering paypal that you should trial their business as they make internet shopping heaps easier and its much safer than sharing your bank details with strangers.

Pay Pal makes internet shopping so much safer and easier, I love not having to give out my account details to strangers, such a great invention!

When you use and pay via paypal you know it is an internationally known and reputable company. I have no hesitation in recommending.

very secure to do online purchases so great to have something that is used by a lot of business. finally a service you can trust.

Approximate cost: $varies

provides secure processing of transactions from anyone/anywhere to anyone/anywhere in the world. offers the user a safe an effective way of transfering (either for selling or buying) funds without the need for credit cards.

I love paypal! Its great and nearly everybody online accepts it. Its safe and if you have problem with a item that u didnt receive than u just open a dispute, its that easy. So you dont feel that u have been ripped off in anyway.

Can't say that I have ever had too many problems with paypal. System is very robust, excellent merchant service but have had a few customers complain that they found the process a little tricky. Costs are expensive i.e. commission rate which is around 2.9%

not much i can say but they are a online paying service that allows you to pay for things online. sm,art thing.