Andy was recommended by a friend of mine, who had used his services previously, he came very well recommended. The outcome that I needed was to re-finance the property without having to take out any mortgage insurance, Andy showed both his experience and knowledge of the industry to get the best result for me the applicant. I had been carrying the household costs totally since my partner had left, and needed the maximum amount in order to re-finance the home and pay my ex - wife out completely. I felt that Andy assisted me by building my confidence, increasing my knowledge and when the time came to do it all, everything came together.